Policies that utilize the same principles as the Infinite Banking Concept have survived for more than 165 years in every economic situation imaginable. They always survive the lows.
Consider this, in an article from Money Central when the dollar was taking a beating in 2009 (MSN.com, on October 13, 2009), it was reported that central banks in numerous Asian countries were “actively buying dollars to check its fall against their currencies.”
Why do you think they would do that?
The reason given is that their exporters “can’t handle a drop in profitability and competitiveness,” if the dollar drops too far. Their prosperity has been in part due to a strong dollar, and “they aren’t going to give up all that easily.”
The point is that the market can experience great fluctuations in a short amount of time that no one is capable of predicting. But because you must ‘park’ your money somewhere, the place least exposed to the risks of the world economy, thus the best place for your money, is the Infinite Banking Concept.