Financial Planning

WHEN IT COMES TO FINANCIAL PLANNING, EXPERIENCE COUNTS

Our Client’s Success Is Our Success

Financial Planning

Planning for your financial future is a very important step to achieving your retirement and life goals. The earlier you start, the sooner you’ll be able to live those dreams in life.

Since 1996 our Certified Financial Planners and Certified Infinite Banking Advisors have been helping Canadians accomplish their financial goals. We are in the financial services business with a very unique approach; we help people find money they are loosing unknowingly and unnecessary. Using those dollars found to solidify their financial future preferably without impacting their current lifestyle. We believe there is more opportunity to serve our clients by helping them avoid the losses, than by picking the winners. In 30 minutes we can answer those questions for you, and you will be able to determine if what we do can be of help to you. Contact one of our Certified Financial Planners or Certified Infinite Banking Advisors to show you how.

For the past 3 years we have been Awarded One of the Top Three Financial Services companies in Edmonton by “Three Best Rated” and for 2 years in a row by “BestinEdmonton.com”

Your Personal Economic Model®

One of the tools we are able to utilize when discussing the best course of action to secure your financial future is known as the Personal Economic Model®. Much as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts.

This model offers a visual representation of the way money flows through your hands. On the left, you will notice the Lifetime Capital Potential tank which illustrates that the amount of money you will control during your lifetime is both large, as well as finite. Once earned your money flows directly to the Tax Filter where the province/territories and federal governments extract tax dollars due from earnings on your monthly cash flow. The after tax balance is then directed to either your Current Lifestyle or your Future Lifestyle determined by your management of the Lifestyle Regulator. Determining the balance of cash flow between your current lifestyle desires and your future lifestyle requirement may be the most important financial decision you will ever make.

Here’s why.

Each and every dollar that is allowed to flow through to your Current Lifestyle is consumed and gone forever. The goal is to accumulate enough money in the Savings and Investment tanks so that by the time you retire, the dollars in those tanks can then be used to satisfy your future lifestyle requirements. “Position A” would be to have enough in the tanks to live like you live today adjusted for inflation and have your money last at least to your life expectancy. That’s a win, but the icing on the cake would be to accomplish that with little to no impact on your present standard of living, and that is exactly what we strive to help our clients to do.

In working together, we can help you to address the following:

Optimize the balance between your Current and Future Lifestyles
Improve efficiency in your current personal economic model
Design, implement, and execute a plan to secure your financial future
Limit the impact on your Current Lifestyle dollars (maintain your current standard of living)